SOLE TRADERS/PARTNERSHIPS
- Completed Credit Application
- Full name and address inc. postcode of business/partnership
- Date business started
- Business type
- Full names, dates of birth and addresses inc postcodes of sole trader/all partners
- Previous addresses if they have been at current address for less than three years
- Latest Audited Accounts
We reserve the right to request proof of address of the sole trader/partner.
LIMITED COMPANIES
- Completed Credit Application
- Full company name and address inc. postcode
- Registered number
- Date established – if less than 3 yrs we will need director names and addresses
- Business type
Latest Audited Accounts
We reserve the right to request proof of address of the Directors.
PRIVATE INDIVIDUALS
- Completed Credit Application Form
- Full name and address inc. postcode – how long at address
- Previous address if they have been at current for less than three years
- Full employment details – how long with current employer
- Previous employment if less than 3 years
- Full bank details (some underwriters will request this information)
- Proof of address being either Gas, Electricity or Driving Licence
- Proof of income being either 2 recent payslips or 3 month consecutive bank statements or a letter
from your employer confirming you are receiving a car allowance.
NEW START BUSINESSES
- Completed Credit Application Form
- Business plan including opening balance sheet, cash flow forecast, details of funding, company
background, director CVs.
- Latest management accounts or 6 months bank statements for the first period of trading
- Full name, dates of birth and address details for all directors/partners/sole trader
- If the company previously traded as a non Ltd business please provide last set of non Ltd accounts,
and length of trading of non Ltd business. We will also require a letter confirming that all assets and liabilities
of the non Ltd business have been transferred to the new Limited business.
Private Individual - Adverse Credit
- Completed Credit Application Form
- Full name and address inc. postcode – how long at address
- Previous address if they have been at current for less than three years
Full employment details – how long with current employer
Previous employment if less than 3 years
Full bank details
Proof of address being either Gas, Electricity or Driving Licence
Proof of income being either 2 recent payslips or 3 month consecutive bank statements or a letter
from your employer confirming you are receiving a car allowance
A full write up about your credit history
Business - Adverse Credit
- Completed Credit Application
- Full company name and address inc. postcode
Date established – if less than 3 yrs we will need director names and addresses
Business type
- Latest Audited Accounts
A full write up about your companies credit history